First Abu Dhabi Bank (FAB) is the biggest institution in the UAE. It is trusted by thousands of customers as well as businesses to provide secure and efficient banking services. One of the most important tasks of banking is to monitor the balance of your account, which allows customers to stay on top of their finances to manage their spending, as well as prevent the risk of overdrafts. This guide walks you through each method to verify your FAB balance check.
Understanding the Importance of FAB Balance Check
Be aware that the balance of your bank account isn’t only concerned with knowing the amount of money there is. It’s a critical factor for your financial well-being.
Why Should You Regularly Check Your FAB Account Balance?
1. Track Financial Activity
A regular check of your balance can help to keep track of transactions like salary deposits, payment for bills, credit debits from your card, as well as ATM withdrawals.
2. Detect Fraudulent Transactions
A suspicious transaction or unauthorized access could be detected in the early stages if you regularly monitor your account balance.
3. Avoid Overdrafts or Declined Payments
The knowledge of your balance is a guarantee that you don’t overspend on what you’ve got, thus avoiding a charge for an overdraft.
4. Manage Budgeting and Savings
A complete image of the funds you have can help you create budgets for the month as well as allocate savings. It also helps you manage your expenditure behaviors.
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Methods to Check FAB Account Balance
FAB provides a variety of digital and physical ways to view your balance easily.
1. FAB Mobile Banking App
FAB’s mobile application is among the most effective tools to manage your account, which includes balance inquiries.
How to Use the FAB Mobile App for Balance Check:
- Download the FAB Mobile App from the official FAB Mobile App on Google Play or the Apple App Store.
- Log in to your account using the mobile number you registered and your password. You can also make use of biometric authentication (Face, Fingerprint, or ID).
- The dashboard displays the balance of your account instantly.
- Click on your account’s name to see the details of your transactions, recently made deposits, deductions, and any pending transactions.
Features:
- Check balances in real-time.
- Secure login and security.
- Options to block cards or alter PINs from the application.
- Full transaction history available.
2. FAB Online Banking (Internet Banking)
This approach is suited to those who would prefer accessing their banking accounts via a computer or laptop.
Steps to Check FAB Balance via Online Banking:
- Visit the official FAB website: https://www.bankfab.com
- Click “Login,” or click on the “Login” button on the homepage.
- Use your user name and password.
- After logging in, head there to go “Accounts” section.
- Choose your account and view the balance as well as other information.
Features:
- Download and view e-statements.
- Transfer money between accounts.
- Control credit card use.
- Set account alerts.
3. ATM Balance Inquiry
For people who aren’t experienced in technology or prefer banking on the internet ATM machines are an easy way of checking the FAB balance.
Steps to Check Balance Using FAB ATM:
- Go to any local FAB ATM or an FAB ATM partner that is compatible with FAB cards.
Insert your debit card. - Enter your 4-digit PIN.
- Select “Balance Inquiry” from the menu.
- The balance of your account will be displayed at the top of your screen. There is the option to print out a receipt.
Features:
- Internet connection not required.
- Available 24/7.
- It also supports cash withdrawals, mini statement, and changing the PIN.
4. FAB Balance Check by SMS
The SMS banking feature of FAB allows customers to be updated on their balance through a short text message.
Activation & Usage:
- Check that your mobile phone number is in the database of FAB.
- Start your SMS application and enter the following text:
BAL space: Last 6 digits of your account number
- This SMS can be sent to 2121.
You’ll get an email with the balance within a few hours.
Advantages:
- There is no need for Internet access.
- A quick balance check while traveling.
- Ideal for phones with older models.
5. FAB Customer Service
If you’re looking for a human touch, FAB’s support team is on call 24/7 to assist in balance queries.
Contact Numbers:
- Inside UAE: 600 52 5500
- International: +971 2 681 1511
After you have verified that you are who you say it is (account #, Emirates ID, or security concerns), the representative will inform you of your balance.
Tip: Keep your account details ready for quicker service.
6. FAB Ratibi Card / Prepaid Card Balance Check
Employers who get their pay via the FAB Ratibi or through prepaid cards are able to examine their balances through an online portal.
Steps to Check Ratibi Card Balance:
- Go to: https://ppc.bankfab.co.m
- Enter:
- The two digits that make up the last 2 of the number on your card.
- Your card’s ID (printed on the back of your card).
- Select “Go” to view your balance.
Features:
- Secure and instant access.
- Particularly designed for FAB people who have a salary card.
Troubleshooting Common Issues During FAB Balance Check
Problem: Can’t Log in to Mobile or Online Banking
Solution:
- Forgot your password? Reset it using your “Forgot Password” option.
- Verify that your mobile number is correct in its registration.
- Clear caches or update the application.
Problem: SMS Balance Check Not Working
Solution:
- Verify that your mobile phone number is associated with your FAB account.
- Verify that you’re using a proper format (BAL ).
- Contact customer support to confirm the status of SMS banking.
Problem: Card Not Working at ATM
Solution:
- Verify if the card is damaged or expired.
- Go to the nearest FAB branch for the replacement of your card.
Security Tips for FAB Balance Inquiry
- Always log out after using mobile or online banking.
- Be sure not to divulge your banking details to anyone.
- Beware of public Wi-Fi when checking your bank accounts.
- You can enable two-factor authentication for additional security.
Summary
FAB gives you a range of safe, quick, convenient, and secure choices for checking the balance on your account. If you’re looking for digital options such as FAB Mobile App and internet banking, FAB Mobile App or internet banking, or the traditional options including ATMs and SMS, keeping track of the balance on your account is simple and secure.
Most Recommended Options:
- FAB Mobile App for real-time updates.
- Online Banking is a convenient way to manage your account. Administration.
- Prepaid Portal for Ratibi Cardholders.
Whichever method you decide to use, maintaining a record of your FAB balance will help you control your financial situation more effectively.
Related Blog: NBAD Balance Inquiry – Complete Guide to Check Your Account Balance
FAQ’s
1. What can I do to check the balance of my FAB account using the app on my mobile?
You can check the balance of your account by signing in to FAB’s mobile banking Application with your login credentials. Dashboards will immediately display your balance.
2. Can I check my FAB balance with no internet connection?
You can do this using the SMS service via texting BAL (space) the last six numbers of your account number to 2121 or make use of an ATM at FAB.
3. What do you think of the FAB Format for SMS to verify the balance?
Text using the format BAL 123456 (replace the last six numbers of your Account code) from 2121.
4. How can I find the balance of my FAB account at an ATM?
Yes. Go to any ATM of FAB where you can put in your debit card, type in your PIN, then select “Balance Inquiry” from the menu.
5. How can I view the balance of my FAB Ratibi or prepaid card?
Visit https://ppc.bankfab.com, enter the last 2 digits of your card and your Card ID, then click “Go.”
6. What can I do if my FAB mobile app doesn’t work
Try resetting your password and updating the app or clearing the cache on your phone. Verify that your phone’s registered account number is valid.
7. Does there exist a helpline that can be used for FAB balance queries
Is there a helpline number for FAB balance inquiries? Yes, within the UAE, contact 600 52 5500. International customers can call FAB by dialing +971 2 681 1511.
8. Can I check my balance using online banking on a desktop?
Yes, log in at bankfab.com, go to the “Accounts” section, and view your balance.
9. What are the reasons to regularly monitor my FAB balance
This helps you keep track of the transactions you make, spot fraud before it happens to avoid bank overdrafts, as well as manage your budgeting and savings.
10. Do I need to be cautious when checking my balance in FAB on the internet or in the app?
Absolutely, yes, so long as you sign out following use. Avoid public Wi-Fi or enable two-factor authentication for extra protection.
Last modified: July 14, 2025
